THE BEST LAS VEGAS PROPERTIES
6 Ways To Avoid The Stress Of Buying And Selling |
There
are two very different kinds of needs that people have while moving. First
there are the transactional needs, like finding the home that is just right for
you, finding a seller who is realistic, negotiating the price, filling out the
paperwork, handling the escrow, and arranging for the move. But there are also
emotional needs that are involved when moving, and this is where the biggest stress
comes in. Any competent agent will handle the transactional needs for you, but
if your emotional needs are unfulfilled, you'll be frustrated and may not act
in your own best interests. The ideal real estate agent is one who is competent
with paperwork and numbers, but can also guide, direct, and counsel you through
the emotional ups and downs of moving.
1.
Begin with the end in mind.
Have an ultimate scenario of where you're trying to be. What will life be like
when you get there? How will it be better than where you are now? Dwell on that
picture and write it out, fill up at least a page about how it feels in the new
place. This is imperative. Having the goal in front of you at all times
energizes you to achieve it, in spite of setbacks and frustrations. Emotions
will run high and you need an anchor. In childbirth, the Lamaze method teaches
you to focus on one spot when enduring labor pains. In the Bible it says that
Jesus willingly went to the cross by focusing on the joy He would have when it
was over. In the same way, you too must focus on that future goal when anxiety
threatens to get the better of you.
2.
Be flexible.
In your monetary calculations, overestimate your budget by a thousand dollars
or more. In this market, anything can happen between contract acceptance and
closing. It could be the inspections reveal areas of concern that the seller is
unwilling to fix or the repair costs are higher than the amount limited in the
contract. Or the interest rate changes and that affects the necessary down
payment and closing costs you will need to come up with. As your real estate
team, we will strive to tie up loose ends as quickly as possible, but remember
there is no perfect world.
Most buyers feel a bit overwhelmed when taking on a new mortgage and the
responsibilities of a new home and we've seen many buyers get angry when it
seems like the cost just keeps going up. Anger is caused when reality doesn't
match up with the expectations you had in your mind. So if you anticipate this
happening in advance, you won't get angry. In fact, it'll probably go better
than you expected.
3.
Trust in the process.
There's just so much to do, it's easy to panic. You wonder if it will ever work
out. In fact, when we bought our house, we couldn't eat for a day, we felt sick
to our stomachs! You think you're taking a big chance, but the truth is you're
giving yourself a big chance. Even though you can't see every step of the way,
as you move towards your goals, the way opens up. We know that you haven't
moved in a long time and it's a major upheaval in your life. But we've been
there many, many times before, and we'll be looking out for you. Trust that we
know the way to get you there.
4.
Get knowledge.
One thing you'll probably feel during this transition time is being out of
control. It feels like everyone else has taken over your life. The seller, your
lender, the appraiser, the inspectors, they all have the power to say yes or no
to your moving plans.
We'll try our best to let you know ahead of time what your expenses will be,
and what the unknowns are. We'll tie down the loose ends as soon as possible.
We'll try to get your loan approved within a reasonable time frame. We'll
educate you as best we can and let you in "behind the scenes" so you
won't ever feel stupid or out of control.
5.
What is your option?
When things don't go as smoothly as you had hoped, don't let emotions take
over. Always ask yourself "What is my option?" because there are
always options. Let's pretend the lender takes longer than agreed upon to get
your loan. He keeps asking you for more and more documentation until if feels
like he also needs to know how many gold fillings you have in your mouth!
You'll feel upset because you wanted to feel certain about the move and now you
still have to live with the uncertainty. You want to say "Forget it, I'm
fed up with this!" But what is your option? Find a new lender and start
the process over again? That may take weeks, plus you will have to provide all
the paperwork over again. If the lender is trying his best, it may be better to
give him a few more days. Each case is unique, but when setbacks occur we've
found that asking yourself this question helps to defuse the situation and
restore clear headed thinking.
6.
Seek entertainment.
When there's nothing you can do about the situation, take your mind off of it
altogether. Maybe you expected loan approval on Friday, but now it won't come
until Monday. Anoying but the world is not going to
end. You hate being in limbo and feeling powerless, so don’t. Relax and let me,
a professional handle it. So do something else entirely, maybe something where
you aren't powerless. Take in a movie, go shopping (maybe eyeball some items
for the new house), go golfing, visit friends or get out of town for the day. Read
a good book, pray, or pour yourself into your work. Whatever diversion works
best for you now would be a good time to engage in it. Just forget the
situation and refuse to listen to those irritating thoughts when they come into
your head. Think about something else instead, and just do it one day at a
time.
I Want To Keep Your Stress to a MINIMUM! |
Marc Gohres Phone
(702) 768-8598 Fax
(800) 948-0601 |
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Revised April 12, 2020 9:57 AM